Panda Pay

Panda Pay

Panda Pay brings payments into the same app as your exchange and wallet, so paying someone and holding value are not two separate products.

One balance for trading and paying

Because Panda Pay sits next to the wallet, funds you hold can be used to pay without a separate transfer step into a separate app.

Every payment updates its status live, and where a payment needs additional review Panda says so instead of leaving the transaction unexplained.

Personal and business accounts

Personal accounts are free to open and take minutes with a phone number. Business accounts are built for teams and add volume pricing, so a business can move money with the same app its staff already use.

Both account types use the same verification and security model, including 2-step verification and security holds after sensitive account changes.

Tracking every payment

Transactions stay in your activity, so you can review what was sent, to whom, and when it settled.

If a payment pauses for review, the reason is shown in the app and the payment continues once the check completes.

Frequently asked questions

What is Panda Pay?

Panda Pay is the payments side of the Panda app, used to pay people and businesses from the same balance you hold for trading.

Do I need a business account to use Panda Pay?

No. Personal accounts can use Panda Pay. Business accounts add volume pricing and team features for companies.

Is there a monthly fee for Panda Pay?

Panda is free to open and there is no monthly subscription. Fees for specific services are shown before you confirm an action.

How do I know a payment went through?

Payment status updates live inside the app, and the transaction stays in your activity for later reference.

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