Send money with Panda
Move value to another person or account from the Panda app, with the status of every transfer visible while it is in flight.
Transfers that update as they move
Transfer times depend on the service you use, the destination and the compliance checks that apply. Most in-app actions update their status live, so you can track a payment without contacting support.
A transfer can pause when additional security review, KYC review, network confirmation or account protection checks are required.
Why a payment can be delayed
For your protection, Panda can temporarily suspend withdrawals, Panda Pay, P2P and card services after sensitive account changes such as updating your password or email. The hold ends automatically and the app shows the current state.
Network confirmation times also affect on-chain movements, especially when the destination requires a set number of confirmations before crediting.
Sending to people and to businesses
Panda Pay is the payment side of the app for paying people and businesses. Personal accounts are free to open and take minutes with just a phone number, while business accounts add volume pricing and team features.
Which payment rails are enabled depends on your country and the verification level on your account.
Frequently asked questions
How long do Panda transfers take?
Transfer times depend on the service used, destination, and compliance checks. Most in-app actions update their status live so you can track them without contacting support.
Why is my transfer or payment delayed?
A transfer may pause when additional security review, KYC review, network confirmation, or account protection checks are required.
What happens if I update my password or email before making payments?
For your protection, Panda can temporarily suspend withdrawals, Panda Pay, P2P, and card services after sensitive account changes until the security hold ends.
Can I send money without a bank account?
Panda is opened with a phone number and verification. Which funding and payout rails are available to you is shown in the app for your country.
Explore more
Get the Panda app
Free on Google Play for Android. Panda is free to open, with no subscription and no monthly fee.